Why You Need To Hire A Workers' Compensation Lawyer If An Insurer Claims Your Injury Is Non-Compensable
Going to work is a necessary part of life for many people. You need a job to support yourself and your family, finance your education and make ends meet. No matter the reason you go to work, your safety should always be a top priority while on the job. Unfortunately, accidents happen, and they may result in injuries. When this occurs, you should file a claim with your employer's workers' compensation insurance company. However, these companies may claim that your injury is non-compensable and refuse to give you your benefits. If this happens, you need to hire a workers' compensation lawyer to help you with your case. Here's why this is the right thing to do.
They'll Help You Obtain Evidence to Support Your Claim
Before an insurer or court awards you benefits, they'll want to see evidence that your workplace injury is indeed compensable. You'll need medical records, accident reports, and witness statements to prove your injury is compensable. You may also need specialists to provide testimony supporting your claim. Unfortunately, gathering the required evidence can be difficult, especially if you're already dealing with the physical and emotional effects of your injury. A workers' compensation lawyer can help you obtain the evidence you need to prove your injury is compensable. They'll also tell you how best to present the evidence to increase your chances of obtaining benefits.
They'll Negotiate With the Insurer for a Better Settlement
Many insurance companies are known for giving excuses to injured individuals to avoid or delay compensation. So, your employer's insurance company may claim your injury is non-compensable to avoid paying for your medical expenses and lost wages. This is where a workers' compensation lawyer can help. These professionals know all the tactics used by insurers to avoid paying benefits and can combat them. They'll negotiate with these companies, ensuring they take your claim seriously and give you the settlement you deserve.
They'll Appeal Your Denial
If an insurer refuses to give you benefits after a workplace injury, even after your company's doctor has said your injuries are work-related, you have the right to file an appeal. It's not advisable to handle this process yourself because the insurer will have an attorney representing their interests, and lots of legal paperwork needs to be filed. A workers' compensation lawyer will not only make sure your appeal is filed correctly and on time, but they'll also represent you at any hearings. They'll also defend your rights if the insurer tries to stop your benefits while your appeal is pending.
If an insurer claims your injury is non-compensable, contact a workers' compensation lawyer in your area. These attorneys can defend your rights and help you get the compensation you deserve.
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